New research from Coulters Property has identified the average house price and salary in every major town and city in the UK to reveal where you will need to work the most, or least, to pay off your mortgage if you put down a 15% deposit.

According to the research, if you live in the South East, South West or East of the UK you are likely to need to work twice the number of hours than your Northern counterparts, ranging from as much as 24,487 days in London, to 9,064 in the North East, meaning that, on average, Londoners need to spend three times longer to be able to afford their average mortgage amount of £415,785.

In other parts of the UK, it would take you 11,734 hours to pay off your mortgage in Wales, 10,005 in Northern Ireland and only 9,28 in Scotland. Scotland was the area with the second lowest time to pay off a mortgage on the list just behind the North East of England where it will only take you 9,064 hours or 1,133 eight-hour work days.

When looking at individual towns and cities, London was, unsurprisingly, the city where it takes the longest to pay off a mortgage, followed by Oxford and Cambridge, where workers needed to spend an average of 22,659 and 21,977 hours, respectively.

At the other end of the scale, the port city of Sunderland was the easiest place to save for a mortgage. With an average mortgage of £96,678, workers will only need to work 7,905 hours to pay off their mortgage.