In a European first, residential property crowdfunding platform Property Partner, has listed a mortgaged investment for sale on its site — offering investors the potential for enhanced capital returns.

The leveraged investment is made up of three separate flats newly built by a small developer in a property development located close to West Drayton Crossrail station — an area forecast to experience at least 48% capital growth by 2020, according to JLL residential research.

The firm states: ‘Investors will enjoy an immediate capital uplift: one of the units was acquired off-plan in April 2015 in the second and final release of flats; the other two were acquired from parties that bought in the first release but subsequently needed to sell on their contracts, which Property Partner facilitated at a discount to the second release prices. An independent RICS valuation expert has certified the current valuation at £960,000, versus an £885,000 purchase price. As a result, the investment has already experienced a significant increase in value, which is being passed onto Property Partner investors.’ 

The West Drayton investment has been mortgaged at a 50% LTV at a five-year fixed interest rate of 3.99%.