There is more pressure than ever to find a solution to the housing crisis. Demand is constantly rising whilst the available supply of housing gets nowhere near to satisfying demand.

It is important to understand in the first place why there is a problem because this drives many of the issues as to why delivering the quantity of housing is so difficult.

The changing demographics in the UK have led to a growing number of one person households sitting outside the traditional family household. In addition, the increase in life expectancy means that there is less available housing stock as people stay longer in houses as they get older.

So who are we relying on to deliver housing for us?
In the main, we have looked towards the large housebuilders to deliver the numbers. They have in theory the capacity, expertise and resources to build large numbers of houses.

There is however more complexity in terms of demand. The question rages around home ownership and the almost unhealthy obsession with it. There is an undoubted need to deliver more affordable housing, which ultimately falls to the Government, because without public money, of which there is never enough, we can never be expected to get to a point where delivering the numbers is a solely market solution.