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Using Equity Release as a Property Exit Strategy

This article looks at what exit strategies are available to property investors - both developers and landlords - later in life, after many years of hard work - such as equity release - what it is, how it works, and the pros and cons.

What is equity release exactly?
Equity release is a process by which a lender loans a percentage of a propertys value - typically around 40% - but doesnt require monthly interest payments to be made. The interest is added to the loan, and it rolls up year on year.

Unlike a mortgage, there is no end-date to an equity release product - the contract ends on the death of the landlord.

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