Many property investors have pension funds lying dormant that could be used to help their property business. Many people are aware that pensions cant be used to buy residential property - but that doesnt mean there arent other ways to use what is often a forgotten asset.

This article explores how a pension can become a useful form of additional finance for investors looking to get involved in other property-related ventures other than standard buy-to-let. Please note -independent financial advice should be taken before making any decisions about your pension.

Why cant I just use my pension money for whatever I want - its my money after all!
Pension funds are bound by strict HM Revenue & Customs rules that govern what pensions can be used for and invested in. Unfortunately, pension funds cant be used to invest in residential property. This means that an outright purchase of a BTL property, or borrowing funds to be used as deposits, using your pension, is not possible.