When meeting somebody who is known within some parts of the property industry for working with Joint Venture partners it's only natural I am keen to see what they bring to the table in terms of skillset. Within the first few moments of meeting Saj and walking into his home and office it was clear what that skillset was; organisation and efficiency.

Like many property investors Saj didn't start out in property. "In 2007 I was at a point in my life where I really needed to create an income. I had just fallen flat on my face after many years in the IT industry. When I looked around at what other people were doing many of the most 'successful' and wealthiest people that I knew either kept their money in property or had made their money from property. This is what got me thinking seriously about getting into property investing. However, the biggest challenge I was facing at that time was that I had no money to get started."

Although Saj didn't start out in property, from an early age it was clear that he was entrepreneurial in his thinking and keen to work for himself. "My journey started when I left university in the early nineties at the height of another recession and I'd just completed a 'sandwich' degree with 12 months of work experience. The work experience taught me something invaluable and that was if this is what having a job was about then this wasn't going to be for me.I made the decision that I was going to be unemployable and decided to start my own IT company. As a member of a typical Asian family this was a real disappointment for my parents as they were expecting their one and only son to become a doctor or an accountant."